Updated for 2026

Your monthly autónomo cuota.

What you pay Social Security depends on your net income. Enter yours and we'll show your monthly cuota and your bracket.

15 official 2026 brackets, with the 0.9% MEI
Compare against the new-autónomo flat rate
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Your monthly cuota
€0
€0 per year
Bracket
Contribution base
Without flat rate
€0

Estimate based on the net income you enter. Not tax advice. · Privacy · Cookies

The autónomo cuota, explained for foreigners in Spain

If you've moved to Spain and are going self-employed, the cuota de autónomo is the monthly Social Security payment that often surprises newcomers: unlike in some countries, you pay it every month simply for being registered, regardless of how much you invoice.

What you're actually paying for

The cuota covers public healthcare, your state pension contributions, and sickness/maternity cover. Since 2023 it's based on your real net income across 15 brackets, plus the 0.9% MEI pension surcharge in 2026. The calculator above places you in the right bracket.

The flat rate for new arrivals

If you're registering as autónomo for the first time, the tarifa plana of €80/month for your first year applies to you too — being a foreigner doesn't change your eligibility. You will, however, need your NIE and ideally a digital certificate (certificado digital) to handle registration and filings online.

Questions, answered

Can I register as autónomo without Spanish residency? +
You need an NIE and, for non-EU citizens, a work-authorising residence permit (such as the self-employment visa or the digital nomad visa). EU citizens register more simply. The cuota itself is the same once you're registered.
Does the cuota give me access to public healthcare? +
Yes — paying the cuota entitles you and registered dependents to Spain's public health system, which is one reason many newcomers register even on modest income.
I pay social security in my home country too — do I pay twice? +
Possibly not. If your country has a social-security agreement with Spain (all EU/EEA countries and several others do), there are rules to avoid double contributions. Check your specific case with a gestor.

Think you're overpaying?

Most autónomos are. Get matched with an online gestoría from €29/month.

Compare gestorías →
Reviewed for accuracy

Pending professional review

Last reviewed

May 2026

Figures for

2026